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Dec 03, 2013  · Annual Percentage Rate (APR) is the percentage interest owed on a loan if you were to borrow the money for one year. A simple way of thinking of it is the cost in pence of borrowing each pound, per year. So at 30% APR each pound borrowed would cost 30p interest a year.

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You can see how with this monthly interest calculator. pay back your loan in less than a year, you’ll pay less than the annual rate in interest. A simple way of thinking of APR is how many pence it.

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The pound sterling (symbol: £; ISO code: GBP), commonly known as the pound and less commonly referred to as Sterling, is the official currency of the United Kingdom, Jersey, Guernsey, the Isle of Man, South Georgia and the South Sandwich Islands, the British Antarctic Territory, and Tristan da Cunha. It is subdivided into 100 pence.

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Oct 24, 2015. Pound notes being counted. It says a £400 loan repaid over a month will cost just £12 in interest, compared to the £96 you could pay via a.

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